Each classification reflects a variety of loss elements such as damageability, cost to repair, and the extent to which the vehicle may be a target for theft. The higher the numerical classification, the higher the insurance premium for damage to the vehicle (your collision and comprehensive insurance for it would cost more than for an Impala with a classification code of 11. Not much of a surprise there. While not every insurance company uses the ISO classifications, the greater majority do deploy these classifications. Source: Reuters News Service They say ignorance is bliss, but there are some exceptions. One occurs during the car-buying occasion¡ªa time when emotions run high and thoughts of insurance premiums take a back seat to visions of new-car power and performance. 5. Chevrolet Silverado-C/K Pickup 1.Ford F-Series While nobody wants.

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