10 Most Expensive 2006 Cars & Trucks to Insure 4. Honda Civic Our comparison of insurance rates was based on a 45 year-old single male with no driving violations or convictions and driving to work less than 3 miles one way. We used liability limits of $100,000 per person, $300,000 per accident, and $50,000 property damage. Comprehensive and collision premiums were determined for the 2006 model year of each vehicle in three separate cities, one on the east coast, one in the Midwest, and one on the east coast, one in the Midwest, and one on the east coast, one in the Midwest, and one on the east coast, one in the Midwest, and one on the west coast. The premiums from all three locations were then averaged and the vehicles ranked from least to most expensive.Obviously, you can expect to pay more for.

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