Each state monitors the complaints it receives about insurance companies. You can ask the insurance department if the number of complaints it has received about that low-cost company is excessive or not. Ask around. Do you know anyone who has dealt with that company before? If you don¡¯t like what you hear, perhaps you should continue shopping. There¡¯s much to be said for the old adage ¡°You get what you pay for.¡± A number of factors may cause your individual premium to differ from the quotes we received in our research. Certainly, if operators in your household have had accidents or traffic violations, your premium will be higher. If you are under 25 or over 50, your premium may be higher or lower. If your commute to work is further than 3 miles one way. The methodology (see full details below) used liability.
