By Insure.com Simply put, when individuals shop for a new automobile, they usually give little thought to the cost to insure it. Many get swept up in the buying experience which quite frankly, can be an emotional process. They work hard to negotiate a price with a dealership, and as the process unfolds, they forget all about how the insurance premium will impact their monthly budget. To assist car-buyers more intelligently make new-car buying decisions in the context of insurance premium costs, Insure.com has revealed its 2006 Most Expensive Autos to Insure report (autos encompass both 2005 and 2006 model years; see chart below). Several insurers, including Esurance, have established their own proprietary rating symbols that take multiple factors into account when pinpointing risk exposure. Another established rating system is the rating manual developed by Jersey City, N.J.-based.