Our comparison of insurance rates was based on a 45 year-old single male with no driving violations or convictions and driving to work less than 3 miles one way. We used liability limits of $100,000 per person, $300,000 per accident, and $50,000 property damage. Comprehensive and collision premiums were determined using a $250 deductible. The vehicles were selected from information provided by the automotive industry as reported by Reuters News Service. 6. Toyota Camry 7. Honda Accord One factor that contributed to Esurance¡¯s more favorable loss-cost position was a significant drop in accident frequency per policyholder within its auto lines. Biewer says this most likely was attributed to the fact that one auto can cause more damage than another and the fact that a higher percentage of the U.S. workforce opted to car pool or take mass transit to help counter higher fuel.
